The first item that you have to consider is how far are you over your head? Are you barely hanging on month to month and one little emergency is going to have you miss your mortgage payment? If you have a true hardship, then missing your first payment is going to be the one thing that is going to put you over and it is hard to recover. Most true short sales are not by choice, they are matter of survival for the individuals and their family. Many of my clients have short sold their homes with me and are prepare to buy again since it has been 3 years. Homeowners like you have a lot of emotional connection with their home. They want to fight to keep it and unfortunately they are fighting an uphill battle. With home values way below what they were when people bought, it gives the homeowner like you very few options besides make more money, short sale, foreclosure. Banks will not refi a home that is worth half of what you may owe.
What will my friends and neighbors think? Your noise neighbors will know it is a short sale, but that is not a bad thing since a short sale is a dignified exit plan. Foreclosure hurts everyone since damage can occur to the property while the bank is waiting to get, your credit gets hit and the values in the neighborhood drop.
If we look the stats around us, more individuals are preferring Short sales which ultimately avoid them from social embarrassment. There has been a constant rise in foreclosure circumstances and you can find a lot uncertainty when this occurs it stops the improvement in our financial system. Short sales have genuinely been a great factor for homeowners struggling with foreclosure. Listing with Attractive realty and Short Sale Dale gives you and your family a fighting chance of avoiding foreclosure and restore your credit in a few short years. There is also Government funds (hafa) which help homeowners move.
No one really likes to face the foreclosure until it is too late. Even so, there has been an increase in cases of foreclosure that have been caused by the economic downturn resulting in reduction of jobs and Business shut downs. Your job is now to protect you and your family from foreclosure and work with a Realtor like Dale that can find solutions to this continuing problem.
After you get foreclosure notice from a bank, at that time you’d probably come to feel like trapped and out of options. This could possibly be a really grim scenario for someone that has invested their complete existence in earning a respectable reputation in their modern society. This issue can be very hard for some many to handle that they just don’t know what to do. Your solution is to Short sale with Dale to help avoid this.
Dale has been in your shoes. He knows what is like to receive 15 calls a day from a bank that won’t work with you on your payment. He can tell you there is a brighter side and that this is just a time in your life that will be a distance memory once you have worked through it.
Dale is a trained Certified Distress Property Expert and has the knowledge and experience to get your home or investment property short sold. Dale also works with Nathan Nelson from Virtus Law to negotiate the transaction so that there will be no legal ramifications after the short sale.
Put your mind at rest about being foreclosed on and give Short Sale Dale a call! Give me a call or send me an email and we can meet and talk about your options. No documents, no sales pitch, just the facts that you need to know so you can make the right decision for your family, like I did.
If you have any questions or comments, please post below or contact me at the following :
Dale Frisch 612-284-8161 or Dale@AttractiveRealty.com
We are not lawyers or tax accountants and you should always seek the advice from a professional
regarding legal or tax questions.
For a Free legal consultation on Real estate matters, Short Sale/ Foreclosure or Bankruptcy
Contact Nathan Nelson with Virtus Law PLLC 763.432.2169 Or Info@virtuslaw.com
Click here to visit their website
Call 612.284.8161 or Email Dale@AttractiveRealty.com